People reviewing a document around a boardroom table

BANK POWER OF ATTORNEY, UAE

Bank Power of Attorney in Dubai

A bank power of attorney lets an agent operate or manage your account, or complete one bank transaction, when you cannot attend the branch yourself. Our in-house notary public notarises it at our Business Bay office, online or at your home.

Send your details

See all fees

In-house notary public at our Business Bay office. Online and home visit notary services across the UAE.

In-house notary public

We notarise your bank POA at our Business Bay office

Named to the bank and account

Not a general statement about “banking matters”

Arabic and English

Both texts checked side by side

In person, online or at home

Sign where it suits you

What a bank power of attorney is

A bank power of attorney authorises an agent to operate or manage a bank account, or to complete a specific transaction such as a transfer, a loan step or a closure, on the account holder’s behalf. Banks in the UAE read this kind of power of attorney closely, because they are releasing funds or giving access to money that is not the agent’s own. A document that says only “banking matters” in general terms is routinely rejected. The bank wants its own name, the account number and the transaction the agent is being asked to carry out, written into the power of attorney itself.

What a bank power of attorney can cover

Operating an account

Deposits, withdrawals and day to day transactions within a stated limit.

Send your details

A specific transfer or payment

One named transaction, signed on the account holder’s behalf.

Send your details

A loan or mortgage step

Signing a step in a loan or mortgage process at the bank.

Send your details

Closing an account

Completing a closure where the account holder cannot attend.

Send your details

What the document must contain

The bank and account, named exactly

The bank’s name and the account number, not a general reference.

The principal and the agent

Both named as in their passports or Emirates ID.

What the agent may do

Operate the account, complete a named transaction, or close it, stated specifically.

Any limit the principal sets

A value limit, a named recipient, or another condition.

Signatures

The principal’s signature, witnessed and notarised.

Why banks read this one closely

A bank power of attorney gives an agent access to money that belongs to someone else, so banks check it more carefully than most other documents. A power of attorney that does not name the bank and account is usually refused outright, and most banks will not accept one more than a few months old. We draft to the specific bank and account from the start, and tell you what that bank is likely to ask for.

How your bank power of attorney is notarised

Contact us

Send a WhatsApp message or book online.

Share the bank and account details

The bank’s name, the account, and what the agent needs to do.

Draft and check

We draft, or check a draft you already have, against what the bank is likely to expect.

Sign and notarise

In person at our Business Bay office, online or at your home.

What it costs

Document	Fee	What you need
Bank power of attorney	From AED 1,500	Bank and account details, passport or Emirates ID for principal and agent

Fees may vary with the document; we confirm the figure before you sign.

What to bring

The bank’s name and the account number, and passport or Emirates ID for the principal and the agent.

Bank

Bank power of attorney

Written to one bank and account, for operating it or completing a named transaction.

General

General power of attorney

Broader authority across several matters, which some banks accept and others do not.

What the bank checks before accepting it

Most UAE banks check the same few things before they act on a power of attorney. The bank’s own name and the account number have to appear in the document. The document is usually expected to be recent, and each bank sets its own limit on how old it can be. And the authority granted has to match the transaction the agent is asking the bank to process.

The bank’s name and account number are stated
The document is recent enough for that bank’s own policy
The transaction asked for matches the authority written into the POA

Who signs, and what we check

The principal, or their own attorney where permitted

The agent, named by passport or Emirates ID

The bank’s name and the account number

The specific transaction or authority granted

Any value limit or named recipient the principal sets

Where a bank power of attorney is refused

A bank power of attorney is usually refused for one of a small number of reasons. It names “banking matters” generally instead of the bank and account. It is older than the bank’s own policy accepts. Or the transaction the agent is asking for is not clearly covered by the authority written into the document. We check these against the specific bank before you sign.

Common problems, and the fix

The bank and account are not named

Fix: write the bank’s name and the account number into the document.

The POA is older than the bank accepts

Fix: ask the bank what age limit applies, and renew if needed.

The transaction is not clearly covered

Fix: write the specific transaction into the scope before you sign.

The agent is described loosely

Fix: name the agent as in their passport or Emirates ID.

After notarisation

Present it at the bank

The bank checks the notarised POA against its own account records before acting.

Complete the transaction

The agent acts within the scope written into the document.

Keep a copy

Keep the notarised original and a digital copy, for the agent and for your own file.

Renew or revoke it as needed

Tell us before a bank’s own age limit is reached, or when the POA is no longer needed.

A different bank, a different POA

A bank power of attorney written for one bank and account does not extend to another. A second bank needs its own power of attorney, naming that account.